We provide more information up front than most agencies such as the fact that every policy in this industry requires an audit on an annual basis. Your personal auto policy may allow you to insure the vehicle you use for your business for "business use". That is good, but you have to keep in mind that your limits are normally less than a commercial policy and your assets will be more at risk. You can insure any business equipment on your General Liability policy but there is likely some coverage for business equipment under your homeowners policy, but only while the business property is on your resident premises.